Learn

The free library

Everything here is free — books, lessons, videos, tools, and guides. I teach the way I’d want to be taught: plain language, real numbers, no paywalls.

Watch & learn

Three short videos

Canada

How GST/HST Works in Canada

Businesses earning over $30,000 in taxable sales must generally register, charge GST/HST — 5% GST, or HST such as 13% in Ontario — and may claim input tax credits on eligible purchases.

Philippines

How VAT Works in the Philippines

12% VAT applies to VAT-registered businesses with gross sales over ₱3 million. Smaller businesses generally pay 3% percentage tax instead, while self-employed individuals under ₱3 million may opt for a flat 8% income tax.

Canada

Sole Proprietor vs Corporation

A sole proprietorship is simple, with income taxed personally but unlimited liability. Incorporation costs more up front but can protect personal assets and open tax-planning options.

The book

Read it free, right here

Bookkeeping Basics — Philippine Edition book cover
Philippines · Taglish

Bookkeeping Basics — Philippine Edition

Ang kumpletong gabay sa bookkeeping para sa Filipino freelancers at small business owners: VAT, percentage tax, BIR compliance, at ang accounting cycle — 11 chapters, libreng basahin.

Read free online →

📖 The book is free to read right here in your browser — no downloads, no signup. Please share the link rather than copying the text.

New · Free Video Series

Free Bookkeeping Tutorials — watch on YouTube

Our book Bookkeeping Basics is now a free Taglish video series — one chapter at a time, taught by Kuya Jay, Jeremy's AI presenter. Episode 0, “Bakit Ko Ito Isinulat,” is now live on our YouTube channel, and every episode's lesson is free to read at Tambayan.

Watch the tutorials → ▶ YouTube channel

A question about your books?

Ask JCO — the free guide on our home page sorts out deadlines, expenses, sales tax, payroll, and setting up your books, one step at a time.

Ask JCO →